Etsy's fees, explained
| Fee | Amount | Charged on |
|---|---|---|
| Listing fee | $0.20 (USD) | Each listing/quantity sold; renews every 4 months |
| Transaction fee | 6.5% | Item price + shipping + gift wrap |
| Payment processing | 3% + $0.25 (US); rates differ by country | Total order amount, including tax collected |
| Offsite Ads | 15% (12% if you made $10k+ in the last 365 days), capped at $100 per order | Orders attributed to an Etsy-placed external ad; mandatory over $10k |
| Currency conversion | 2.5% | If your listing and bank currencies differ |
| Regulatory Operating Fee | Varies by country (not in this calculator) | Order total, for shops in countries where Etsy charges it |
The two easy-to-miss facts: the 6.5% transaction fee applies to shipping too, not just the item, and payment processing is charged on the total including any sales tax or VAT Etsy collects — so your effective fee percentage is always a little higher than the headline numbers suggest.
Worked example (US seller)
A $35.00 item with $5.00 shipping: revenue $40.00. Etsy deducts the $0.20 listing fee, $2.60 transaction fee (6.5% of $40), and $1.45 payment processing (3% + $0.25) — $4.25 in total, or 10.6% of the order. You keep $35.75, before your materials, labor and shipping label cost. If the same sale had come through Offsite Ads at 15%, Etsy's cut would jump by another $6.00 — which is why high-margin pricing matters for ad-attributed sales.
Pricing backwards from what you want to keep
To net a target amount, price so that: target = revenue × (1 − fee%) − fixed fees. For a US-based, non-ad sale, fees are roughly 9.5% + $0.45 of revenue, so to keep $40 you need to charge about $44.70 across item + shipping. UK sellers should use ~10.5% + the fixed fees. And remember VAT: if you must include VAT in your displayed price, run the gross through our VAT calculator first — Etsy's percentage fees are charged on the VAT-inclusive amount.
Frequently asked questions
Does Etsy charge fees on the shipping I charge buyers?
Yes — the 6.5% transaction fee and payment processing both apply to shipping. Free-shipping listings avoid the shipping-fee-on-fee effect, which is partly why Etsy pushes them.
Are Offsite Ads optional?
Only below $10,000 of sales in the trailing 365 days. Above that, participation is mandatory and the fee drops to 12%, capped at $100 per order. The fee applies only to orders attributed to a click on an Etsy-placed external ad within 30 days.
Why is my payment processing fee different from 3% + $0.25?
That's the US rate. Etsy Payments rates differ by seller country — the UK is 4% + £0.20 and Germany is 4% + €0.30, for example. Pick your country in the calculator; Etsy's fee schedule is authoritative.
Does Etsy take a cut of the sales tax or VAT on the order?
Etsy doesn't keep the tax, but payment processing is calculated on the order total including tax, so a small processing cost lands on the tax amount. Where Etsy is required to collect buyer tax, it remits the tax itself.
What about VAT on the fees themselves?
Sellers in VAT countries who haven't provided a VAT ID may be charged VAT on Etsy's fees on top of the amounts here. With a valid VAT ID, fees are typically reverse-charged — you account for the VAT in your own return.
How much does Etsy take from a $100 sale?
For a US seller, a $100 sale with no shipping costs $9.95 in fees: a $0.20 listing fee, a $6.50 transaction fee and $3.25 in payment processing. That leaves $90.05, before your materials, labour and postage. An Offsite Ads sale adds another $12 to $15.
What percentage does Etsy take per sale?
For a typical US order Etsy's standard fees come to about 10.6% of the order total. The percentage is higher on cheap items, because the $0.20 listing fee and $0.25 processing fee are fixed, and it rises sharply on Offsite Ads sales.
Does Etsy take 30% or more of a sale?
Not with standard fees. Even with a 15% Offsite Ads fee, a typical US sale loses about 26%. Figures of 30% or 40% usually include the seller's own costs, such as materials, postage and advertising spend, rather than fees Etsy charges.
What is Etsy's Regulatory Operating Fee?
It's a small percentage fee that Etsy charges sellers in some countries to recover the cost of local regulations such as digital services taxes. It applies to the order total and the rate depends on your shop's country. Check Etsy's fee policy for your country's current rate, as it isn't included in this calculator.
How can I reduce my Etsy fees?
Build shipping into a free-shipping price rather than charging it separately, since fees apply to both. Avoid very low-priced listings, where fixed fees take a bigger share. Price Offsite Ads sales in, and list in the same currency as your bank account to avoid the 2.5% conversion fee.
Sources
All fee amounts are an editorial restatement of Etsy's published Fees & Payments Policy, last checked 2026-08-23. Fees change — the policy page is authoritative.